Fraud, risk, and compliance AI Agents

Hire an expert AI coworker
for risk, fraud, and compliance.

Datalchemy places an expert coworker inside the tools you already run. Payments, fraud, compliance, or credit risk. It works with your tools, applies your SOP, automating repetitive tasks while raising ambiguous cases for human review. Communicate with them in your preferred channels - Slack or SMS.

1 weekFrom intake to shadow mode
24/7Coverage
In situWorks in your stack, not a new one
A case, worked before the queue opens
Open roles

Four expert coworkers. Trained on decades of knowledge.

Built for high growth companies that have the backlog, but not the staffing. Each analyst sits in the tooling you already have. No new systems are required.

Atlas

Payments analyst

Owns the dispute workflow. Wins first-party fraud cases, flags vulnerabilities to prevent third-party chargebacks. Builds and submits representment cases.

  • Works every dispute
  • Builds the representment case
  • Works directly with your Payment Service Provider (Stripe, Braintree, Checkout.com and more).
Orion

Fraud analyst

A specialist for identifying, preventing and alerting for abuse on new or existing products. Offerwall, promotions, referrals, account takeovers, and whatever you ship next.

  • Investigates across product surfaces
  • Holds, denies, or escalates inside policy
  • Works with Sardine, Sift, Cognito, IPQS, Fingerprint, and the rest of your stack
Athena

Compliance analyst

Works transaction-monitoring alerts and drafts suspicious activity reports for a human to file.

  • Clears false positives in the TM queue
  • Escalates true hits with evidence
  • Works with Unit21, Hummingbird, Scila and the case or surveillance tool you already run. You remain the filer.
Zoe

Risk analyst

Supports manual underwriters and adjudicators. Buy now pay later, credit card approvals, personal loans, lines of credit, cash advances, and payday loans. Automates decisions based on risk thresholds and raises ambiguous or high-risk cases for human review.

  • Reviews applications, limit increases, and referred decisions
  • Approves, declines, or refers inside your credit policy
  • Writes the reason the underwriter can defend. Can be leveraged as an end-to-end decision engine.
The agentic stack

An expert coworker with a name, a relentless pursuit of its objective, and a harness to keep it within an established guardrail.

Not a blank chat, and not a new console you have to move the team into. The expert coworker sits in the platform you already use and messages where the team already talks. Corrections in those threads become memory.

Ability to run in shadow mode alongside manual efforts to compare effectiveness. Better than a single senior analyst: decades of subject-matter expertise are built in, so it can surface the decision a single hire would not think of.

Datalchemy payments analyst building a representment case on a subscription dispute
Scale up with ease as your business grows

How a hire starts.

Simpler than bringing on an analyst. Relevant workflows, knowledge and expertise are already baked into the agents based on decades of subject matter experience in the real world. Easily scale down as you pivot into new ventures.

01IntakeDefine the Job Description. Identify the use case. Agree on the success criteria.
02AccessSet up relevant accesses as if you were to hire an analyst, work email, slack access and added to relevant tooling with appropriate permission set.
03Shadow ModeOne week in parallel. Agent logs present all actions that would be taken in production to assess if success criteria is met.
04ProductionUpon agreement of job responsibilities, the agent takes the queue.
Make your next hire an AI Specialist

Bring your biggest problem. We work it live.

Set up time to talk through the pain points. Together we decide how many agents you need, and which specialists: payments, fraud, compliance, or credit risk. You bring the SOP, the dispute, or the product. We work it in the tools you already use, and you see how the specialist performs in your business.

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